FAQs - Finsphere

Frequently Asked Questions

Answers to the questions we are asked most often

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What does FinSphere do?

FinSphere Finance provides business finance to South African companies — acquisition, franchise, purchase order, asset-backed, vendor and equipment finance, alongside staff loans and rental bridging. The full range is on our Products page.

Are you a registered credit provider?

Yes. FinSphere Finance is registered with the National Credit Regulator under registration number NCRCP19096.

Who do you lend to?

We lend to businesses rather than to consumers. Most of our clients are established operating companies and franchisees. Each product has its own requirements, set out on its product page.

Where are you based?

Second Floor, Grosvenor Gate, Hyde Lane Office Park, Hyde Park, Johannesburg, 2196. We work with clients across South Africa.

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How do I apply?

Send us an enquiry through the Contact Us page or call 010 023 0034. Tell us which product interests you and roughly what you need, and we will come back to you.

What information will you need from me?

It varies by product, but as a general guide: company registration details, recent annual financial statements or management accounts, recent bank statements, and identification for the directors or members. Asset-based and equipment facilities also need details of the assets concerned.

How long does an application take?

Turnaround depends on the product and on how complete the information is when it reaches us. We will give you an expected timeline once we have reviewed your enquiry.

Do you finance start-ups?

Most of our products are designed for businesses with a trading history. If you are starting out, contact us and we will tell you honestly whether we can help.

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What does finance from FinSphere cost?

Pricing depends on the product, the term, the security available and the credit assessment, so we do not publish standard rates. You will receive a written quotation setting out the full cost before you commit to anything.

Will you check my credit record?

Yes. As a registered credit provider we assess affordability and check credit records with registered credit bureaux before granting finance.

How is my personal information handled?

We collect and process personal information in line with the Protection of Personal Information Act. To ask what information we hold, contact info@finsphere.co.za.